Altamaha Federal Credit Union Routing Number: 261272839

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Checking Accounts

front1Once you have opened a share savings account at Altamaha Federal Credit Union, you become eligible to open a checking account and receive our many benefits:

  • No-fee credit union ATMs at five convenient locations
  • ATM services via CU24, CU HERE, STAR®, and PLUS® systems
  • Dividend-bearing Checking*
  • No Monthly Fee Unless Balance Falls Below $100
  • Consolidated Monthly Statements
  • Overdraft Protection from Share Account
  • Special Checking Account Options for Students and Prime Timers (Members over the age of 55)
  • Courtesy Pay Available
  • Free Bill Pay
  • Online Access
  • 24 Hour Telephone Access
  • Direct Deposit
  • Stop Pay
  • Pre-Authorized Automatic Drafts
  • DBA Accounts: As long as your business is owned solely by you and is unincorporated, you can open a “Doing Business As” account at Altamaha Federal Credit Union.

Student Checking

If you have a Share Savings Account and are between the ages of 13 and 22, you qualify for a Student Checking Account. This checking account comes with all the benefits of a Regular Checking Account, plus you gain access to a fee-free account and free checks.

Prime Timers Checking

If you have a Share Savings Account and the main member has either reached the age of 55 or has direct deposit, then you qualify for a Prime Timers Checking Account. This checking account comes with all the benefits of a Regular Checking Account plus it is fee-free and you can receive one box of free checks every quarter.

* Dividends are paid on balances over $100 according to credit union earnings and are subject to change.

Please see our Fee Schedule for any applicable fees, or contact us for more information about our checking accounts.

Debit Cards

An Altamaha FCU Visa Debit Card allows you to access your checking account 24-hours a day and make purchases without the need for cash or checks. The Visa Debit Card provides a safe and convenient way to access your funds. It’s a card for any occasion and one that fits your needs.

  • Use your Visa Debit Card everywhere that Visa Debit Cards are accepted.
  • Use your card in an automated teller machine (ATM) to check your current balance, withdraw cash, transfer funds, and more.
  • Use your card for local or online purchases.
  • Funds are directly deducted from your credit union checking account.
  • Transactions are signature or PIN based.
  • Each month, your statement will list all transaction activity on your Visa Debit Card.

To report loss, theft, or unauthorized use of your debit card,
please contact: Altamaha FCU – Accounting Department

(912) 427-8924 Monday-Friday 9:00am – 5:00pm

Check Ordering

Harland Clarke is providing a service on behalf of Altamaha Federal Credit Union. Please take note of the following important information:

  • If your name or address has changed since your previous check order, and you have not already done so, please notify Altamaha Federal Credit union.
  • If ordering directly from Harland Clarke and your name or address has changed since your previous check order please call 1-800-275-1053 before placing your order.
  • Your account will be debited for purchases after you have placed your order. If you get “Free” standard checks from AFCU please do not order through this website. Your account will be charged by Harland Clarke. Contact the credit union to place your order.

Order Checks Online: Click Here

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