What to do if you fall victim:
- Contact your financial institution immediately and alert them to the situation.
- If you disclosed sensitive information in a phishing attack, you should also contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file, which will help prevent thieves from opening a new account in your name. Here is the contact information for each bureau’s fraud division:
PO Box 740250
Atlanta, GA 30374
PO Box 1017
Allen, TX 75013
PO Box 6790
Fullerton, CA 92634
- Report all suspicious contacts to the Federal Trade Commission through the Internet at www.ftc.gov, or by calling 1-877-IDTheft (1-877-438-4338).
- Never provide personal financial information, including your Social Security Number, account numbers or passwords over the phone or the internet if you did not initiate the contact.
- Never click on the link provided in an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer.
- Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information.
- If you believe the contact is legitimate, go to the company’s website by typing in the site address directly or using a page you have previously book marked, instead of a link provided in the e-mail.
- If you fall victim to an attack, act immediately to protect yourself. Alert your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely.